Do You Need to Take out A Loan to Go to Disney World?


My kids didn’t go for a trip to Disney World until my oldest was seven, despite knowing a lot of visitors who had been coming every year since their children were still in diapers. To be truthful, Disney just wasn’t very top of my wish list of locations to visit; therefore, instead of taking a trip there, we decided to take them to national parks as well as other areas of the United States. However, eventually, I gave in and said we’d visit one time to let our children experience the opportunity to share it.

However, many people have to take on the cost of going to Disney, which isn’t unusual, as the typical trip costs $6,033, as per Insider. If you’re looking to visit Disney but cannot pay the price upfront, you may be considering getting a loan from

The truth is, there’s a reason that so many people sing about the Disney magical experience — my children had such a wonderful experience there that I ended up taking them back again for the second time in two years. The joy that the Disney excursion brought my children was a reason for me to be thankful we could go back twice. However, putting together the trips wasn’t an easy task. To make them happen, we needed to put on our best and save money — lots of it since the most important thing we didn’t want to do was incur debt during an excursion.

The burden of debt isn’t worth it.

I have friends of people who speak about the great memories at Disney. However, many of them were left with debt from their vacations.

The burden of debt can be highly stressful, and as a general rule, If you’re facing an unimportant expense that you cannot manage, don’t build up the obligation to cover it. This is also true for taking a trip.

While Disney World is a fantastic place to visit, however, if you use a personal loan to fund an excursion there, it could cost you more in terms of interest. Also, you could be burdened with debt repayments hanging on your shoulders for a long time which will consume a large portion of your earnings and keep you from reaching other financial objectives. It’s a better option to look for a different destination that you and your family can enjoy, and that’s not nearly as expensive.

How can you go for a day trip to Disney for less

The truth is that your family may really desire a Disney vacation, and rightfully so. However, the good thing is there are ways to make your vacation less expensive.

When I went to take my children to Disney, we drove 16 hours each because the price of fuel and hotel accommodations during the journey was less high than flying. It’s not everyone’s cup of tea (or the spare time) to commit to those many hours driving; however, if you’re willing, it can cut down the price of your trip significantly. Our family, for instance, has saved over $1000 by taking the car instead of flying.

Another factor that allowed us to visit Disney two times consecutively was an acquaintance who owned properties nearby, which we could use at no cost. A majority of people do not possess a Disney-adjacent house; however, if you choose to stay away from the park and dine out in the garden, you may save money by doing this. We often had breakfast when we stayed in and packed our lunches, and ate most of our meals in a local eatery instead of one within the park system.

Then, our first time at Disney was pretty generous with our souvenirs. However, the following year was more stingy. Disney has shops and souvenir kiosks everywhere; however, if you restrict your children’s activities from the start, it will help reduce your expenses.

Disney World can be a fantastic experience, particularly for children. After the year that we’ve all experienced, you’re likely to take your family for some time to the park. However, before you commit to the burden of debt to make the trip happen, think about alternatives, such as going on a vacation that isn’t too extravagant this year and saving for a Disney trip in the future. This way, you’ll be able to have fun at Disney without being saddled with an overwhelming amount of debt and stress in the aftermath.


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